ENGLISH
BAHASA MELAYUAre you looking for a Personal Loan from a well-known Bank in Malaysia ?
You are working in the Private Sector and can't get low interest rates like government servants?
Our bank gives you the lowest interest rate amongst all other banks for private sector employees.
See the comparison chart below and compare for yourself ! Can you find a better deal ?
You are working in the Private Sector and can't get low interest rates like government servants?
Our bank gives you the lowest interest rate amongst all other banks for private sector employees.
See the comparison chart below and compare for yourself ! Can you find a better deal ?
Your Question:
I am working for ABC Company (Private Sector). Can I apply for a loan with MBSB or Kuwait Finance House (KFH) or Koperasi ABC ???
Our Answer:
No !!! ONLY GOVERNMENT SERVANTS (KAKITANGAN KERAJAAN) are entitled (Salary Deduction by BIRO ANGKASA).
You MUST apply for loan for PRIVATE SECTOR !
Our Bank's Interest Rates in Detail
- Financing up to RM150,000
- Deduction limit 50-80% (DSR)
- High Payout 99.5% (minus Takaful)
- Takaful protection
- Optional Amanah Raya (ARB) Will writing
- FREE Pre-Approval by eMail ! (3-5 days)
- No Processing fees
- No Guarantor required
- No Collateral required
Eligibility criteria
- Age 18-56
- Malaysian citizen
- Min. RM3,000/month salary (incl. fixed allowances)
- Working min. 6-12 months for current employer (depending on employer & age)
- Permanent staff (Contract staff working >2 years at same employer can apply)
- Must have existing loan (or credit card) >6 months if age >28yrs (good payment history)
- Clean CCRIS & clean CTOS
Not eligible:
- "Blacklist" (CTOS or bad CCRIS)
- Bankcrupt (Muflis)
- Court summons
- AKPK status
- Special attention account
- Re-scheduled account
- Salary paid by cash/voucher
- Self employed / Own company
Sectors & Industries
- Electronics / IT / Technology: Hewlett-Packard (HP), Panasonic, Fujitsu, Hitachi, IBM, Dell, Western Digital, Intel, AMD, PMC-Sierra, Freescale, Rohde & Schwarz, RS Electronics, Astro Arena, Infineon Technologies, MAXIS etc.
- Banks: Maybank, CIMB, Hong Leong Bank, RHB Bank, Alliance Bank, AmBank, EON, Citibank, HSBC etc.
- Insurance: Prudential, ING, AIG, Chartis, CTOM Malaysia, Allianz, RHB Insurance etc.
- Construction: UEM Group, Sime Darby etc.
- Health: KPJ Hospital, Sime Darby etc.
- Education: KPJ International University, Inti College, Taylors College etc.
- Food: Nestle, McDonalds (Golden Arches Sdn Bhd) etc.
- Oil & Gas: Petronas, Shell, Baker Hughes, Scomi Group etc.
- Rubber: RISDA Plantation, Tradewinds Plantation, Sime Darby etc.
- Transport: Malaysia Airlines, AirAsia, Rapid KL/Penang, Westports Malaysia, DB Schenker etc.
- Tourism: Hilton Hotel, Concorde Hotel, Mayflower etc.
- Others: Safeguards G4S, Alam Flora, TNT, FedEx, DHL etc.
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Memohon online sekarang !
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